Risk Management
Life Insurance
Given the choice, you’d rather leave your loved ones financially secure than struggling with debts and insufficient income or having to move or sell assets at fire sale prices. Life insurance can help create financial security for you and your family.
Disability Insurance
Disability insurance can help protect you and your family from an unexpected illness or accident that leaves you unable to work and earn an income. Many employers offer disability insurance through a group benefits plan. However, you can get your own disability insurance plan that is personally owned AND portable if you work in an industry that has high turnover or are planning to change employers so you don’t have any gap in coverage.
Critical Illness Insurance:
Worse than dying is becoming disabled or seriously ill and still losing your paycheque or ability to earn a living. The unexpected costs of medical treatments or long-term care, either in a facility or at home, can put a dent in your estate goals. While making healthy lifestyle choices can help defend against health risks, anyone can suffer a critical illness such as cancer, stroke or heart disease.
Contact us today to keep your legacy safe from unexpected medical problems.